My Investment Portfolio (April 2026)
STI ended April at 4912 points, up around 0.5% for the month. The conflict in Middle East and oil price had again been in the spotlight this month, triggered by ceasefire agreement, blockade of the key Strait of Hormuz and talks on ending the war. Volatility in the markets had decreased though as compared to last month.
I have attended the following physical AGMs/EGMs/briefing this month - Far East Orchard, Seatrium, TIH and Hotel Grand Central.
For my top 30 holdings this month, most in the list did well, tracking the market upwards. Koh Brothers is a new entry while Frencken and Samudera Shipping returned to the list, replacing SingTel, SBS Transit and Singapura Finance. Main contributors include UOB Kay Hian, Hong Fok, Tat Seng and Far East Orchard. Detractors include Wing Tai and Jardine C&C.
I have bought the following companies from the market this month - Anchun, AvePoint, Avi-Tech, Baker Tech, Brook Crompton, Captii, CDW, CFM, Credit Bureau Asia, ES Group, F&N, Far East Orchard, Federal International, Frasers Property, GP Industries, Heeton, Hiap Tong, Ho Bee Land, Hock Lian Seng, Hong Fok, Hong Leong Finance, Hosen, Hotel Grand Central, Hotung, Indofood Agri, Jardine C&C, Jardine Matheson, Karin, Koh Brothers, Mewah, MTQ, New Toyo, Noel Gifts, OUE, Overseas Education, PNE Industries, Qian Hu, Riverstone, Singapore Land Group, Singapore Shipping, Straco, Straits Trading, Tan Chong International, Tuan Sing, Tye Soon, Union Steel, Vibrant Group, Wing Tai and Yeo Hiap Seng. No sale trade was done.
18. LHT
2. Jardine Matheson
4. DFI Retail Group
Top Holdings (HK$ Denominated shares)
1. Streettracks STI ETF
3. CapitaLand Integrated Commercial Trust
5. SingTel
My Hong Kong Stock Portfolio
1. Peace Mark Holdings - Under Voluntary Liquidation
2. Alpha Professional Holdings Ltd (formerly known as Z-Obee Holdings Ltd)
My Australia Stock Portfolio
1. GPS Alliance Holdings Limited
My Unlisted Company Portfolio
1. Iconic Global Limited
2. Dongshan Group Ltd (formerly known as Greatronic Limited)
3. General Magnetics
4. Fastech Synergy
5. Memory Devices
6. Jurong Tech - In liquidation - Compulsory winding up (Insolvency)
7. FM Holdings
8. FerroChina - Under Liquidation
9. FirstLink Investments
10. NEL Group
11. Jets Technics
12. Hongwei Technologies Limited (In Provisional Liquidation)
13. FDS Networks Group
14. China Oilfield Technology
15. China Milk Products Group - Under Liquidation
16. Pacific Healthcare
17. Fung Choi Media - In Liquidation
18. Europtronic Group - In liquidation - Compulsory winding up (Insolvency)
19. Attilan Group
20. Equatoriale Holdings
Labels: Portfolio
posted by ghchua at 5:55 PM
6 Comments:
Mr.chua
Ur short take on comfortdelgro. Is it still experiencing a cyclical downturn from covid times. Or undergoing a structural decline. Tanks very much...
Hi mitchell,
The decline is mainly from their Taxi/Private Hire business, and I think it is basically structural, especially for the taxi business in Singapore. Taxi fleet size in Singapore had been reduced, because of competition from private hire drivers. I don't see the situation changing as it had been disrupted.
But their stable Public Transport business in Singapore will allow them to try to at least compensate the above by exploring more overseas opportunities to drive up revenue.
Hi Ghchua,
What is your view of Medishield Life & Integrated Health Shield? Which one do you inclined on?
WTK
Hi WTK,
I am not a financial advisor so I can only give general comments. It really depends on individuals. If you are going for private care, then Integrated Health Shield might be suitable but do take note of increasing premium as one ages. Otherwise, for public hospitals, Medishield Life will be enough.
Medishield Life is compulsory so I am into this one. I don't subscribe to Integrated Health Shield but it doesn't mean I rule out private care. I have my investment income from dividends to provide me with consistent cash flow for my expenses, including healthcare. If not enough, I can still sell down my portfolio if the need arises.
Hi Ghchua,
Thank you for sharing. How about your general comments on Careshield and/or Eldershield and their related riders?
Thks again.
WTK
Hi WTK,
Again, I am not a financial advisor and can only give general comments and my own personal view. Please consult one if in doubt as your own circumstances might be different. This post is not a financial advice, just sharing my views.
These are actually severe disability insurance and pays out cash every month once you satisfied their criteria. Difference is that Careshield Life has more comprehensive coverage than Eldershield(Cash payout for life, higher base payout etc) but comes with a higher premium.
Depending on your age, the above plan might be compulsory under CPF.
For me personally, I don't have any of the above plans. Reason being, paying out a few hundred dollars monthly might be able to offset some of your costs, but might not be enough to cover all. Just imagine hiring a helper is already how much per month.
I prefer to invest prudently and allow my dividends to cover my expenses. The criteria for severe disability might mean that it is difficult to meet, and if one meets it, it also means that he/she is likely not to live much longer. So, the cash payouts, though for life, might not be a lot if let's say one has only a few years left.
Of course, there are cases where one has severe disability and lives a long life, but I think you will agree with me that these are minority cases. Even if that is the case, a portfolio of stocks paying dividends every month will continue to pay for his/her expenses until his/her last day, with or without severe disability. This to me, is a much more reliable source for monthly expenses.
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